Life Insurance, Disability & Critical Illness

Whatever your stage in life, we can help you feel financially secure with a life insurance plan that meets your specific needs – whether it’s family protection, business continuity, estate preservation or investment solutions. Our wide range of innovative insurance products are supported by the most effective, value-added services on the market today and backed by the strength of Canada’s leading life insurance companies.

Life Insurance

From term insurance to whole life policies and universal life insurance, we offer life insurance solutions tailor made to your needs and those of your loved ones to meet your financial objectives with peace of mind. As independent agents, we have the luxury of picking and choosing from Canada’s top life insurers to help guide you to your solution.

Disability Insurance

Whether you need to secure your main source of income in case of illness or injury or simply to supplement the coverage you receive from your employer or an association, we can help by providing a comprehensive and portable plans you can rely on throughout your working years. What consequences would occur if you were unable to return to work for an extended period of time? We can offer you the plan that meets your needs.

Critical Illness

Getting sick isn’t something any of us like to think about. But it happens. Thanks to improvements in healthy living and medical science there’s a good chance you’ll recover and get on with your life. But getting better costs money. The cost to treat and cope with a critical illness is often significant and unexpected. That’s where critical insurance can help. It provides a cash benefit if you’re diagnosed with one of the covered conditions described in your contract and you survive the waiting period.

Did You Know? 

28,600 Canadian women will be diagnosed with breast cancer. This represents 25% of all new cancer cases in women in 2022.

Source : Canadian Cancer Society

Meet the Cloran team, book a meeting with one of our experts today!